JUAN CARDONA RSSA®
Five Points Wealth Strategies
4611 Bergenline Ave
Union City, NJ 07087, US
Affiliations
Professional Profile
I have worked as a Financial Advisor for 18 years helping those approaching retirement make the right decision when it comes to their invesments and insurance strategies. Let me help you make the right decision when it comes to claiming your Social Security benefits.
Areas of Expertise
- Financial Professional
Real Stories from Real People
Most People Leave Money on the Table
96%
Don't Optimize
Very few people get all the Social Security they deserve.
$111,000
Is Lost
The average household is losing $111,000 in potential income.
1 Chance
To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
I have been receiving Social Security payments for approximately 10 years along with my child. When I met Juan, he made me aware that my wife should have been taking Social Security payments as well because she has been taking care of our child this whole time. I regret not meeting someone like Juan 10 years ago when I started collecting. I missed many years of payments for my wife. Now I’m thankful for his advice that we will start collecting for my wife also. He also guided me on reducing health insurance cost and maximizing my retirement income. Meeting with Juan is worth the time. If you are about to be on Social Security or have been on it, contact him right away.
I went to Social Security office and was advised to wait till my full retirement age. A friend of mine referred me to Juan for a second opinion. When we went through the numbers and my own personal situation (12 year old daughter and wife that takes of care of her), based on Juan’s report on maximixing my social security, I was better off collecting social security now, since I will be collecting money for my daughter and my spouse. I thank my friend who told me to get a second opinion and Juan for explaining everything and maximizing my social security payments.
It was great seeing what my projected retirement looks like and the best strategy. So many laws regarding social security. Juan explained everything so well. Now I’m confident about my decision. I refered him to a couple of coworkers who are also interested in learning more about their own social security benefit.