Joseph Alfonso, CFP®, ChFC, EA, RICP, RSSA®
Aegis Financial Advisory, LLC
5200 Mdws Rd Ste 150
Lake Oswego, OR 97035, US
Affiliations
Professional Profile
Joe Alfonso, CFP®, ChFC, EA, RICP, RSSA® is a Fee-Only financial planner and owner of Aegis Financial Advisory, an advisory firm in Lake Oswego, Oregon.
Joe works with pre-retiree couples to help them successfully transition to a life in retirement secure in the knowledge that they will be able to afford their chosen lifestyle. Joe specializes in Social Security and retirement income planning. Joe is also a certified tax professional and performs “tax-aware” planning to save clients money at every opportunity. Joe believes that tax planning is especially important in retirement as a way to minimize the taxation of retirement account distributions and Social Security benefits, thereby maximizing spendable retirement income.
Joe is often quoted in the national media and has appeared in publications such as The Wall Street Journal, The Chicago Tribune, Smart Money and US News and World Report. Joe and his approach to investing were featured in The Wall Street Journal Online.
Areas of Expertise
- Financial Professional
Real Stories from Real People
Most People Leave Money on the Table
96%
Don't Optimize
Very few people get all the Social Security they deserve.
$111,000
Is Lost
The average household is losing $111,000 in potential income.
1 Chance
To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
