Jo Hutchison
Retirement Advisor
Founders Life & Health
10805 Sunset Office Dr Ste #300
Saint Louis, MO 63127, US
Affiliations
Professional Details
Hello! I’m Jo Hutchison and I’m the owner of Founders Life & Health. I’m a proud baseball mom, lover of dogs, live music and all things potato. My husband and I have two great boys and two lazy hound dogs. My boys play a LOT of baseball so when I’m not helping my clients we can almost always be found on a baseball field somewhere in the Midwest.
Here’s why I can say that I know my stuff:
- I’m a Registered Social Security Analyist RSSA™ and a member of NARSSA.
- I’m an independent Health, Medicare and Life insurance broker holding licenses in over 20 states with hundreds of happy Health and Medicare clients to date.
- I’m a licnesed real estate broker in the state of Missouri helping Gen-X and Baby Boomers downsize since 2001.
- Founders has an A+ rating with the BBB
- Member of NAHU since 2019
- Most importantly, I actually care about each and every one of my clients. You are not just a number to me and I don’t hand you off to a team member. I will be your ally and advocate through the entire process.
Areas of Expertise
- Insurance Agent
- Medicare Advisor
- Retirement Specialist
Real Stories from Real People
Most People Leave Money on the Table
96% Don't Optimize
Very few people get all the Social Security they’re entitled to.
$111,000 Average Lost
The average household is losing $111,000 in potential income.
1 Chance To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.


