Affiliations
Professional Profile
Janine N Davis is a seasoned financial and insurance professional with over 20 years of experience in the industry. As the Principal Agent of Lifestyle Safety, LLC, she specializes in Medicare, retirement planning, and insurance services. Janine is a licensed insurance agent and a registered Social Security analyst, bringing a wealth of knowledge to her clients’ financial and healthcare needs.
With a Bachelor of Arts in Mathematics from Wayne State University, where she graduated magna cum laude, and a Master’s degree in Theology from Dallas Theological Seminary, Janine combines analytical skills with a deep understanding of people’s needs. Her diverse background also includes becoming an American Medicare Disability Advocate and experience as a loan officer, further broadening her financial expertise.
Janine’s mission is to assist individuals in retiring seamlessly by planning for the future and preparing for the unexpected. She excels at helping people understand complex ideas and is passionate about enabling her clients to achieve financial freedom, whether in retirement or through employment.
Based in Metro Detroit, Janine aims to become the go-to resource for retirement questions in the area. Her comprehensive approach to financial planning encompasses Medicare optimization, retirement strategies, and personalized insurance solutions.
Outside of her professional life, Janine is married to Richard and is raising her granddaughter, Eliseah. She also enjoys the company of her dog, Mylo.
With her extensive experience, education, and dedication to her clients’ financial well-being, Janine N Davis is committed to guiding individuals through the complexities of retirement planning and ensuring a secure financial future.
Areas of Expertise
- Medicare Advisor
Real Stories from Real People
Most People Leave Money on the Table
96%
Don't Optimize
Very few people get all the Social Security they deserve.
$111,000
Is Lost
The average household is losing $111,000 in potential income.
1 Chance
To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.