James R. Lingelbach
Principal Owner / Founder
Curo Financial Planning
6310 Greenwich Dr Ste 205
San Diego, CA 92122, US
Affiliations
Professional Details
Jim began his financial Planning career in 1987 in San Diego, CA.
Financial EKG (Education, Knowledge, and Guidance) are the principles that guide client relationships.
Jim founded his current firm, CURO Financial Planning, in 2017 with the help of his business partner, Ciano Villaquan. In 2021, CURO Financial transitioned from the insurance-based BD world to the Hybrid IBD/RIA firm The Amerifiex Group.
CURO Financial Planning specializes in helping consumers navigate the transition to retirement.
Jim has obtained numerous professional designations, including CFP, ChFC, CLU, CASL, RICP, TPCP, RSSA, NSSA, and BFA, because he values lifetime learning and growth,
Jim is a master chef and Ice Sculptor and enjoys living in Encinitas, CA, with his wife of 35 years, Jeannie. Jim and Jeannie have three adult children: Brett, Troy, and Danielle.
Areas of Expertise
- CFP
- Retirement Specialist
- The American College Designee
Real Stories from Real People
Most People Leave Money on the Table
96% Don't Optimize
Very few people get all the Social Security they’re entitled to.
$111,000 Average Lost
The average household is losing $111,000 in potential income.
1 Chance To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services through The AmeriFlex Group®, a Registered Investment Adviser. Cambridge is a minority owner of The AmeriFlex Group®. Other entities and/or marketing names, products or services referenced here are independent of Cambridge