Jim Komoroski
Principal Agent, RSSA
The M1 Agency
41000 Woodward Ave Ste 350E
Bloomfield Hills, MI 48304, US
Affiliations
Professional Details
Whether you’re a Gen X just starting to think about Social Security, or a Baby Boomer sorting through too many Medicare plans, The M1 Agency is here for you. We utilize the latest technology and strong relationships with local partners like HAP and BCBS MI to tailor a long-term healthcare strategy that meets the unique needs of you and your family.
You’ve lived a life that’s earned respect, and we’re here to provide it. That’s why we take a cost-conscious, fee-slashing approach to your planning, helping you put more of your hard-earned dollars toward the long, fulfilling retirement you deserve.
The M1 Agency donates a portion of all proceeds and volunteers with Forgotten Harvest to reduce food insecurity in Michigan’s senior population.
Areas of Expertise
- Financial Professional
- Insurance Agent
- Investment Advisor
- Medicare Advisor
- Retirement Specialist
- Other
In the News
Newsweek | Seniors on Social Security Could Face $460 Monthly Cut to Benefits
January 26, 2026
Jim Komoroski, a Registered Social Security Analyst and Principal Agent of The M1 Agency, told Newsweek: “The projected $460 monthly reduction is a realistic outcome if Congress does not act,… Read More
November 21, 2025
Social Security beneficiaries will see their monthly payments increase 2.8% beginning in January 2026. For a retiree receiving the average benefit amount, that equals $56 more per month. “They won’t… Read More
Newsweek | Social Security Update: New Plan to Address ‘Disastrous’ Cuts
September 10, 2025
Jim Komoroski, a Registered Social Security Analyst and President of the M1 Agency, told Newsweek: "For beneficiaries, the tangible result should be smoother access to services especially for older adults… Read More
Investopedia | Your Social Security Data May Not Be Secured. What You Should Know
September 4, 2025
While the whistleblower’s information is concerning, it shouldn’t immediately raise alarm bells for those with Social Security cards or receiving benefits, said Registered Social Security Analyst and Principal of the… Read More
Real Stories from Real People
Most People Leave Money on the Table
96% Don't Optimize
Very few people get all the Social Security they’re entitled to.
$111,000 Average Lost
The average household is losing $111,000 in potential income.
1 Chance To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.


