Heather L. Schreiber

With over 30 years of experience in the financial services industry, Heather Schreiber has dedicated her career to providing advanced planning support and education to financial and tax advisors. Her passion for consumer advocacy and a deep understanding of the valuable role advisors play in improving financial literacy and retirement readiness have been the driving forces behind her success. Heather simplifies complex financial strategies and evolving tax laws, giving advisors practical insights they can easily incorporate into their retirement income planning. This approach improves client service, retention, and referrals and helps clients take charge of their financial future. 
Heather is a highly sought-after author and keynote speaker on Social Security and tax-efficient retirement income strategies, known for blending deep expertise with a touch of humor. As the founder of HLS Retirement Consulting, based in Woodstock, GA, she leads a firm that partners with advisors nationwide, offering behind-the-scenes support and advanced case design. Heather and her team proudly embrace their inner nerds by offering advanced planning support, allowing their advisor clients to focus on what they do best – providing exemplary service in all other facets of the client-advisor relationship.
In addition to her consulting work, Heather is an experienced instructor for Surgent CPE and an educational partner with the American College of Financial Services’ CE Platform Knowledge Hub. She writes Heather Schreiber’s Social Security Advisor, a companion newsletter to Ed Slott’s IRA Advisor, and is frequently quoted in top publications such as AARP, The Wall Street Journal, and Investor’s Business Daily. Outside of her professional life, Heather enjoys hiking, giving back to her community, and spending time with her family of six and four furry companions. She never misses a chance to share a laugh—most often at her own expense!