Frank J. Garcia LUTCF, CSA, RSSA
President
Insuranceko
4770 Eureka Ave #755
Yorba Linda, CA 92885, US
Professional Profile
Frank Garcia started his career in the Insurance industry in 1984. From the outset, Frank implemented a service first approach. He recognized that client satisfaction was primarily dependent on understanding each individual and company’s needs and goals. In 1996, Frank formed InsuranceKO to cultivate and share his knowledge in the benefits business with Business owners. Frank prides himself on providing his clients with the peace of mind knowing that they are making informed choices in an increasingly complex marketplace.
Frank is married to his wife Lori, has four children and 6 grandchildren. Frank enjoys fishing, hunting, church activities and time with his family. His membership includes Orange County Financial Society, Brea and Yorba Linda Chamber of Commerce and the Fellowship of Companies for Christ International. Frank is a member of Crosspointe Church and a member of their Prayer Group.
Real Stories from Real People
Most People Leave Money on the Table
96%
Don't Optimize
Very few people get all the Social Security they deserve.
$111,000
Is Lost
The average household is losing $111,000 in potential income.
1 Chance
To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
Frank is very personable and thorough in everything he does. He’s caring and very responsive. I recommend his services to anyone who needs help with Social Security questions.
Frank Garcia is a good man. He will make it simple and easy for you to understand what can be an overwhelming process for many. He’s honest, caring, compassionate, and truly wants what’s best for you. With his guidance as a financial professional, you can confidently navigate the challenges regarding Social Security knowing you’re in good hands.
I heard you talk about your RSSA designation in the Yorba Linda Chamber. You have provided me with alot of information about insurance not only for myself but for my company as well. I thank you for your service.