I was born and raised in beautiful Cache Valley, Utah and truly love everything this valley has to offer especially the diverse seasons. I graduated from Utah State University majoring in Finance with a minor in Economics. The best thing that happened during my time at USU was meeting my wife of over 35 years Kimberly. We raised our four “Little Women” daughters which are all married and have given us, so far, seven wonderful grandkids.
I started my professional career in mortgage lending spending 15 years in various capacities ranging from packaging loans to ship to investors, loan officer and finally EVP of Secondary Marketing, board member and part owner of the company. In 2002, after the sale of our mortgage company, I transitioned to insurance by starting a 20 year journey owning an Allstate agency in Logan, UT.
I truly enjoy working directly with clients, having helped thousands of people realize the dream of home ownership or helping them protect their lives and assets from life’s uncertainties. The path to the Medicare/supplemental career was an easy decision that allows me to be more involved with my clients helping them as trusted resource for any questions or concerns they may have and tailoring a Medicare Advantage or Medicare Supplemental plan that best suites their personal needs.
I am very excited to discuss and advise my client’s with their social security planning. Working as a member of your team of experts including, attorneys, accountants and financial planners is essential in today’s retirement environment. I look forward to working with you!
Most People Leave Money on the Table
Very few people get all the Social Security they deserve.
The average household is losing $111,000 in potential income.
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.