Elayne Cotton
1831 Midlothian Rd
Pueblo, CO 81001, US
Affiliations
Professional Profile
My name is Elayne Cotton, a Texas girl living in a Colorado world! I was raised in Dallas though once I left the big city I came to love small town living.
Northern Oklahoma College is where I discovered my love for teaching. I spent a great deal of time in a math tutoring lab helping others to understand the process of formulas and equations while earning a Mathematics degree.
In 2000, I arrived in Colorado to start a career at the local steel mill, where I worked with a diverse group of employees and cultures from both upper management and the workforce. It gave me insight and a new understanding of workers and the unions that protect their rights.
In honor of my parents who both served during World War II, I joined the American Legion Auxiliary 20 years ago because of the work they do for the veterans in our community. Health and Nutrition is also a personal interest of mine, which led me to own two unique direct sales businesses. Daily self-care, exercise as well as our mental health are so important to maintain as we age. It’s easier to accomplish if you start with one small change.
With an inspiration to teach something new, I acquired my accident and health insurance license in 2022. Understanding Medicare can be so confusing. I have the knowledge and tools available to teach you (and your loved ones) the ways and means of the Medicare plans and options available to anyone eligible for Medicare, and I’ll answer your questions and concerns. Together, we can find a solution that will bring you peace of mind. Connect with me over a cup of coffee or tea, my treat! I look forward to getting to know you.
Areas of Expertise
- Medicare Advisor
Real Stories from Real People
Most People Leave Money on the Table
96%
Don't Optimize
Very few people get all the Social Security they deserve.
$111,000
Is Lost
The average household is losing $111,000 in potential income.
1 Chance
To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.