Deciding how and especially when to claim Social Security benefits can be one of the most financially significant moves a person makes. The rules affecting how much a beneficiary can receive can be daunting.
As a Certified Social Security Analyst, let me help you optimize this very important decision. I can show you scenarios and walk you through each step, so you have a thorough understanding of this process, and get the most out of your benefit claim over your lifetime.
As an advocate for Financial Literacy, I believe that every person should have free access to critical financial concepts such as Debt Management, Budgeting, Wealth Building, Retirement Planning, Proper Protection and College Scholarships. As part of this advocacy, we are offering these services free of charge, so that we can transform the financial future for millions of individuals for generations to come.
Most People Leave Money on the Table
Very few people get all the Social Security they deserve.
The average household is losing $111,000 in potential income.
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.