Cliff Hoppman
Social Security Benefit Advisors
PO Box 3742
Sierra Vista, AZ 85635, US
Professional Profile
I show clients how to maximize Social Security income by reviewing your situation and providing you options. You’ve worked hard and contributed to Social Security for years, get all the benefits you are entitled to! My role is to help people understand the financial world and your Social Security benefits. I provide clients a written report showing specific Social Security claiming options. You decide what’s best, you make ALL financial decisions.
I have 16 years of experience working in multiple areas of financial services and currently hold the Accredited Financial Counselor (AFC) and Registered Social Security Analyst (RSSA) certifications. My experience includes three years selling life insurance, five years selling mortgages and eight years as a financial counselor for military and veteran communities. I am a retired US Army veteran, having served 21 years on active duty and 10 years in the National Guard. My wife and I have been married since 1988 and we have three children.
Areas of Expertise
- Financial Education Specialist
Real Stories from Real People
Most People Leave Money on the Table
96%
Don't Optimize
Very few people get all the Social Security they deserve.
$111,000
Is Lost
The average household is losing $111,000 in potential income.
1 Chance
To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
“Cliff is easy to talk to. Answered all my questions. If I had a question he couldn’t answer immediately, he researched it and had the answer the next day, if not sooner. Cliff is passionate about helping people navigate the Social Security system and for them to determine what is best for them financially. I am going to recommend him to anyone I know that is approaching this milestone”
“Cliff has vast financial knowledge and was most helpful in reviewing our Social Security options. The roadmap report allowed us to compare several scenarios to understand impacts of claiming earlier versus waiting. Cliff was patient with answering our questions and helped us to digest the detailed information in actionable ways.”