Breanna Maichel
Owner, Principal Agent, RSSA®
Maichel Retirement Solutions
Willis, TX US
Affiliations
Professional Details
I’m a local mom, agency owner, and proud wife. My husband and I have three beautiful children, and when I’m not working with clients, you’ll most likely find me spending time with my family.
I began my career as a captive insurance agent, focused primarily on Medicare. But the more people I sat across the table from, the more I realized two very important things.
First, there is no one-size-fits-all solution when it comes to Medicare. Every person has different health needs, financial circumstances, prescriptions, doctors, and priorities. I knew I wanted the freedom to offer my clients more choices, which ultimately led me to start Maichel Retirement Solutions, an independent agency representing multiple major carriers and Medicare products.
But as our agency grew and we sat with more and more families, we realized something even bigger: retirement is much more complex than Medicare.
Medicare is only one piece of the retirement puzzle. Social Security claiming decisions, retirement income, healthcare costs, life insurance, long-term care considerations, and protecting the assets you’ve spent a lifetime building can all play an important role in creating a successful retirement.
That realization led me to expand my education and become a Registered Social Security Analyst® (RSSA®) so I could help clients better understand one of the most important retirement decisions they will make—when and how to claim Social Security.
Today, our goal at Maichel Retirement Solutions is not simply to help you choose an insurance plan. We want to help you look at the bigger retirement picture.
One of the questions I’m asked most often is, “Who do you work for?”
My answer is simple: I work for YOU.
Education has always been at the heart of what I do. I dedicate time each year to teaching Medicare and retirement education in our communities because I believe people should understand their options before they are ever asked to make a decision.
When you sit down with us, we start by listening. We learn about your health, finances, family, goals, and concerns. Then we educate you on your options and help you build a strategy tailored to your individual needs.
First, we listen. Then, we teach. Finally, we help you protect your health and your wealth.
Retirement shouldn’t begin with simply picking a Medicare plan. It should begin with understanding how all the pieces of your retirement work together.
I look forward to meeting you and helping make the transition into Medicare, Social Security, and retirement a little less confusing—and a lot more confident.
Areas of Expertise
- Financial Education
- Insurance Planning
- Long-Term Care Planning
- Medicare Planning
- Retirement Income Planning
- Social Security Planning
Credentials
- Life & Health Insurance License
Real Stories from Real People
Most People Leave Money on the Table
96% Don't Optimize
Very few people get all the Social Security they’re entitled to.
$111,000 Average Lost
The average household is losing $111,000 in potential income.
1 Chance To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.


