Austin Smith
Advisor
Maximum Achievement Financial Group
North Bergen, NJ US
Professional Details
ustin Smith serves as a trusted Financial Professional at Maximum Achievement Financial Group, recognized for his supportive, mentor-like approach to serving business owners, retirees, and middle-class families across NY, NJ, CT, and FL. With over 12 years of experience, Austin specializes in retirement planning, insurance, annuities, and safe money solutions, taking pride in his ability to simplify complex financial decisions. He begins every client partnership by listening—delving into each individual’s unique needs and values—to develop personalized strategies that protect assets and create lasting income. Austin’s commitment to excellence is reflected in his certifications (CAA®, CFF®, RSSA® ), industry honors like the Presidents Club and Hall of Fame Producer, and a robust educational foundation in business management (Studied at Saint John’s University). He has a proven track record of helping clients save on insurance, secure their homes, and build predictable retirements. Clients describe him as a great listener with a genuine service mindset, always putting their interests first. Motivated by the challenge of solving financial puzzles and the opportunity to empower others, Austin finds the greatest reward in the gratitude of those he helps. When not advising clients, he enjoys fitness, animal welfare causes, and engaging in political discourse, bringing balance and heart to both his personal and professional life.
Areas of Expertise
- Financial Education Specialist
- Financial Professional
- Insurance Agent
- Retirement Specialist
- Wealth Manager
Real Stories from Real People
Most People Leave Money on the Table
96% Don't Optimize
Very few people get all the Social Security they’re entitled to.
$111,000 Average Lost
The average household is losing $111,000 in potential income.
1 Chance To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.


