Amy Lai, ChFC®, CLU®, RSSA®
Senior Financial Planner
AG Financial
San Francisco, CA US
Affiliations
Professional Profile
Amy Lai
Chartered Financial Consultant (ChFC®), Chartered Life Underwriter (CLU®), Registered Social Security Analyst (RSSA®)
Amy Lai is a seasoned financial professional whose career journey reflects a commitment to lifelong learning and a passion for helping clients navigate the complexities of financial planning.
Graduating in the early 1990s with a Bachelor of Science in Architecture Design, Amy began her career in the design and construction industry, working on both commercial and residential projects. Her dedication to excellence led her to pass the NCIDQ exam, solidifying her expertise in interior design. After over a decade in the design-construction field, Amy transitioned into the food industry, where she successfully invested in and started her own business venture.
Driven by a positive, self-learning mindset, Amy pursued and obtained licenses in Real Estate, Mortgage, and Insurance, expanding her knowledge and skill set. For over a decade, she has provided clients with comprehensive financial planning services, guiding them through various stages of life. Her commitment to professional growth led her to achieve the prestigious designations of Chartered Financial Consultant (ChFC®), Chartered Life Underwriter (CLU®), and Registered Social Security Analyst (RSSA®), further enhancing her ability to serve clients with a holistic approach to financial planning.
Amy’s diverse background and extensive training enable her to offer clients a unique perspective, combining practical experience with in-depth financial knowledge. She continues to serve her clients with integrity, compassion, and a dedication to helping them achieve their financial goals.
Areas of Expertise
- Financial Professional
Real Stories from Real People
Most People Leave Money on the Table
96%
Don't Optimize
Very few people get all the Social Security they deserve.
$111,000
Is Lost
The average household is losing $111,000 in potential income.
1 Chance
To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
so proffesional informative a great listener and i always feel like amy is giving me full attention and top srrvice
Amy is more than a financial advisor. Not only does she work with an ethic of excellence in everything from customer service to the final execution of documents, she skillfully negotiates with various parties and institutions to bring about desired results. I highly recommend her services if you are looking for an advisor that practices with both efficiency and competence.
Amy is very thoughtful and detailed. She patiently explains your investment options in order to meet your financial needs. She is a trusted advisor and a pleasure to work with.