The Michigan Retirement Agency
Founder
The Michigan Retirement Agency
PO Box 278
Oxford, MI 48371, US
Affiliations
Professional Details
Chad Day is the founder of a specialized Medicare and retirement income planning agency, bringing years of experience and a passion for helping individuals and families navigate one of life’s most important financial transitions. With an educational background from Grand Valley State University and Oakland University, Chad holds advanced training in Retirement Planning and Insurance Planning and is a Registered Social Security Analyst® (RSSA).
Chad is widely regarded for his expertise in Medicare solutions, Social Security optimization, and retirement income strategies, and frequently shares his insights through speaking engagements at community events across the region. His mission is to simplify complex retirement decisions and empower clients with confidence and clarity.
Outside of the office, Chad is a lifelong sports enthusiast who enjoys traveling, sports card collecting, and camping with his wife and two sons. He brings the same enthusiasm and personal care to his work that he does to his family and passions.
Areas of Expertise
- Financial Education Specialist
- Financial Professional
- Insurance Agent
- Medicare Advisor
- Retirement Specialist
Real Stories from Real People
Most People Leave Money on the Table

96% Don't Optimize
Very few people get all the Social Security they’re entitled to.

$111,000 Average Lost
The average household is losing $111,000 in potential income.

1 Chance To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.

Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.

Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.

Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.

Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.

Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.

Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
