Michael W. Appleby
President & Chief Financial Officer
Life Professionals, LLC
4845 Fulton Dr NW Ste 3
Canton, OH 44718, US
Professional Details
Since 1986, I have been helping families and businesses secure their futures with Life Insurance, Annuities, and Health Insurance Solutions.
Married to my beautiful wife Julia for 38 years, we have two sons, Austin and Jake, two daughter-in-laws, Lexie and Maria, and one grandson, Barrett.
Working with clients is my passion, but since 1990 I have also been involved in agency building, working with and training Insurance Professionals across the country and assisting insurance companies with the development and design of Life Insurance Products and their Process.
Licensed to do business in all 50 states and Washington DC, I am positioned to help clients and insurance professionals throughout the United States. When I learned about the RSSA® Program, I immediately saw the need, especially with 2,700 rules associated with the Social Security Program.
Did you know that 96% of the people receiving Social Security Benefits made the wrong selection and those wrong decisions costs each recipient on average $111,000 over their lifetime? Did you also know that the Social Security employees are not permitted to help with your decision making process?
Our goal at Life Professionals is to fill this void and help as many people as we can to maximize their Social Security Benefits, as the need is great!
Contact Life Professionals today to schedule your free, no obligation, one-on-one consultation with me, and to learn more about how we may be able to help you.
Areas of Expertise
- Financial Professional
- Insurance Agent
- Medicare Advisor
- Retirement Specialist
- Other
Real Stories from Real People
Most People Leave Money on the Table
96% Don't Optimize
Very few people get all the Social Security they’re entitled to.
$111,000 Average Lost
The average household is losing $111,000 in potential income.
1 Chance To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
