Keith A. Hurst
Professional Profile
I have 30+ years experience as an actuary in the insurance industry. I started selling life/health insurance in 2011 and since then have sold a variety of products. I especially enjoy helping seniors who are overwhelmed by the Medicare decisions they need to make at retirement. I’ve also helped numerous families find affordable health care with Obamacare including recent immigrants who believed they were not eligible for coverage.
I am a Registered Social Security Analyst®, and can provide a customized analysis to help you optimize your social security benefits.
As a parent of a child with special needs, I have obtained the Chartered Special Needs Consultant, ChSNC® designation and would love to help other parents of special needs children figure out a strategy for making sure their child is cared for in the future. It is very important to be aware of the roles that Social Security, Medicare and Medicaid play in planning for a child with special needs.
For most of my life I’ve lived in Pennsylvania (Lancaster area, Philadelphia area, and the Lehigh Valley), but I currently reside in Waxhaw, NC with my wife of 20+ years and four children and am active at Graceway Baptist Church in Weddington, NC.
During the COVID-19 crisis, I picked up a new hobby of cooking BBQ, homemade pizza and more on my Kamado Joe. I am also a weather enthusiast, and have my own weather station in the Millbridge community of Waxhaw, NC.
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My Designations:
- Associate Society of Actuaries, ASA
- Chartered Life Underwriter, CLU®
- Chartered Financial Consultant, ChFC®
- Chartered Special Needs Consultant, ChSNC®
- Registered Social Security Analyst, RSSA®
Areas of Expertise
- Financial Professional
- Insurance Agent
- Medicare Advisor
Real Stories from Real People
Most People Leave Money on the Table
96%
Don't Optimize
Very few people get all the Social Security they deserve.
$111,000
Is Lost
The average household is losing $111,000 in potential income.
1 Chance
To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
