Ask Me About Social Security, Medicare, Retirement Planning, ACA & Health Insurance - Text or Call
Affiliations
Professional Profile
Steven Dock has over 30 years of experience leading business and technology transformation initiatives in the financial services industry. His background in accounting, technology, and finance, make him well suited to advise clients seeking guidance in all aspects of their financial planning, including social security and retirement planning. He is a Registered Social Security Analyst working with clients across the United States.
Steven is also a licensed advisor for Medicare and the Affordable Care Act working with clients in New York, New Jersey, Pennsylvania, Connecticut, Delaware, Indiana and Florida.
Expert Retirement Consultant
Steven is a knowledgeable resource in answering all of your questions about Social Security and Retirement Planning. He provides a free consultation, which includes guidance and an action plan. Additionally, his services may include a detailed integrated analysis projecting your total cash on hand by your year of retirement including Social Security, Retirement Plans, Real Estate and other income sources minus your projected tax burden.
Income is only half of the equation. Your expenses, particularly tax, can greatly impact seniors on a fixed income. Understanding how to maximize income and reduce taxes is critical in planning for your senior years.
Expert Medicare Advisor
Steven has a keen understanding and can answer all of your questions about Medicare. He provides a free consultation, which includes an explanation of your options on traditional Medicare, Medicare Supplemental insurance and private Medicare plans.
Understanding which plans require you to change doctors and modify current prescriptions and which plans can be used with your current providers is essential. It may be surprising that some of the well-known insurance carriers can be more restrictive than you would think. Not all plans are the same, and there may be just a few options that fit each and every one of your needs.
Additionally, if you have Medicaid or a chronic health condition, please request a free session because you could have additional benefits including services and financial assistance. Steven can explain all of the benefits for which you are eligible.
Expert Affordable Care Act and Health Insurance Advisor
Steven is highly qualified to answer all of your questions about Health Insurance, whether you’re interested in ACA or non-ACA plans. He provides a free consultation, which includes an explanation of your options both on and off the exchange.
Understanding which plans require you to change doctors and modify current prescriptions and which plans can be used with your current providers is critical. Even some of the most well known insurance carriers may be more restrictive than expected. There may be only a few plan options that fit all of your provider and medication needs.
Real Stories from Real People
Most People Leave Money on the Table
96%
Don't Optimize
Very few people get all the Social Security they deserve.
$111,000
Is Lost
The average household is losing $111,000 in potential income.
1 Chance
To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
Steven was so very helpful and calmed my anxiety I had about how to sign up for Medicare A and he explained everything and then much more.I highly recommend him to everyone who has questions. A pleasure to deal with.
From the moment we started working together it was clear Steven is very knowledgeable about the intricacies of social security as well as implications to tax, insurance, Medicare, and Medicaid. He takes a holistic view working to understand your full financial picture then presents a comprehensive plan. Steven was a delight to work with, and we highly recommend him.
Steve is very knowledgeable about Social Security and answered my questions. It was definitely worth my time.