Professional Profile
Eddie Velez is the Founder and CEO of YourCareRep LLC, a fiduciary insurance agency specializing in educating clients on Medicare and retirement. He is also a veterans’ specialist, understanding the intricacies of the unique needs of veterans with TriCARE For Life, dependents on CHAMPVA, and those who only have VA healthcare benefits. Eddie is a former combat Marine veteran and the Chaplain of the Marine Corps League in St Petersburg, Florida.
Eddie is also a Registered Social Security Analyst® (RSSA) and has received training in Social Security regulations, including claiming strategies for different situations and how to lower your taxes in retirement, to minimize longevity risk, and has earned the RSSA credential.
Determining when to claim your Social Security benefits can be challenging. Eddie will help you navigate these pitfalls and answer questions you don’t know to ask. He will balance your Social Security choices with your overall retirement planning, so you also have peace of mind. And if you are a veteran earning disability compensation or a retirement pension, how it affects your Social Security retirement benefit.
Speak with Eddie — a trained expert — for a FREE consultation. If you decide to engage with him, you’ll receive a comprehensive personalized analysis and advice, for you to consider or share with your financial planner, that may provide you with tens of thousands of dollars more in lifetime benefits and show you how you may lower your taxation risk in retirement.
Areas of Expertise
- Insurance Agent
Real Stories from Real People
Most People Leave Money on the Table
96%
Don't Optimize
Very few people get all the Social Security they deserve.
$111,000
Is Lost
The average household is losing $111,000 in potential income.
1 Chance
To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
