Kristabelle Alatas
NARSSA
2099 Gold St Ste 100
Alviso, CA 95002, US
Professional Profile
Welcome to my webpage!
My mission is to educate the community, provide ways to maximize their social security retirement benefit, and optimize their net after-tax income to build a solid retirement plan that will last.
Social Security is a complex program that everyone has paid into most of our lives but navigating through tricky claiming processes has resulted in many not getting the money that they and their families deserve.
With over 75 million baby boomers, and approximately 10,000 of them, becoming eligible for benefits each day, it is more important than ever to be well-informed. By Law, Social Security Administration (SSA) employees are not allowed to give personalized advice beyond the basic benefits and amounts available to the worker at certain age.
According to current statistics, retirees will lose an estimated $68,000+ per household due to incorrect filling decisions.
The costs of those less-than-optimal decisions are high, especially for those who rely on social security benefits as their main source of income at retirement. For individuals that may have other sources of income, the risk of running out of money or paying too much in taxes can be stressful.
My own mother is in the second category and it was a relief for the both of us when we got educated on how to make sure that she will have retirement income that can last her whole life while affording her the lifestyle that she deserves.
Looking forward to contributing to your and your family’s future!
Areas of Expertise
- Financial Education Specialist
Real Stories from Real People
Most People Leave Money on the Table
96%
Don't Optimize
Very few people get all the Social Security they deserve.
$111,000
Is Lost
The average household is losing $111,000 in potential income.
1 Chance
To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.