Les Watson
Managing Director
Les Watson
1515 Mockingbird Ln Ste 880
Charlotte, NC 28209, US
Affiliations
Professional Details
Les Watson is Managing Director of Wealth Solutions and Certified Financial Planner ™ (CFP) at Yellowwood Wealth Solutions, a Financial Planning and Investment Management boutique in Charlotte NC. Les holds the Certified Private Wealth Advisor® (CPWA®), Certified Investment Management Analyst® (CIMA®), Retirement Income Certified Professional® (RICP®) and Retirement Management Advisor® (RMA®) designations awarded by the Investments & Wealth Institute™ (The Institute). Les started his career with A.G. Edwards and Sons, Inc. in 2001, and worked for Merrill Lynch until November 2018.
Les takes a Wealth Management approach with clients, getting to know their specific Life, Financial Planning and Investment challenges. After the initial strategy is in place, Les communicates with clients on a regular basis to help make sure that changing circumstances haven’t created a need to adjust the strategy. Les excels at helping clients cope with the emotional aspects of investing, insuring that financial goals are kept front and center even during times of tough market volatility and negative news in the media. Les wants clients to get the most Life out of their financial resources!
Les has taught the Investments course for the CERTIFIED FINANCIAL PLANNER™ program at both Queens University in Charlotte and at the University of North Carolina at Charlotte, and has enjoyed teaching the Dave Ramsey, Biblically based financial courses over the years.
Areas of Expertise
- Elder Care Planning
- Estate Planning
- Financial Planning
- Insurance Planning
- Investment Management
- Long-Term Care Planning
- Retirement Income Planning
- Social Security Disability Benefits
- Social Security Planning
- Tax Planning
- Wealth Management
Credentials
- Certified Financial Planner (CFP)
- Certified Investment Management Analyst (CIMA)
- Certified Private Wealth Advisor (CPWA)
- Life & Health Insurance License
- Registered Social Security Analyst (RSSA)
- Retirement Income Certified Professional (RICP)
- Retirement Management Advisor (RMA)
- Securities License (65/7/66/63/etc.)
- Tax Planning Certified Professional (TPCP)
Real Stories from Real People
Most People Leave Money on the Table
96% Don't Optimize
Very few people get all the Social Security they’re entitled to.
$111,000 Average Lost
The average household is losing $111,000 in potential income.
1 Chance To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
*Investments & Wealth Institute™ (The Institute) is the owner of the certification marks CIMA® and Certified Investment Management Analyst®, CPWA® and Certified Private Wealth Advisor®. Use of CIMA®, and/or Certified Investment Management Analyst®, CPWA® and/or Certified Private Wealth Advisor® signifies that the user has successfully completed the Institute’s initial and ongoing credentialing requirements for certification.
Investment advisory services offered through tru Independence Asset Management, LLC DBA Yellowwood Wealth Advisors, LLC, a Registered Investment Advisor with the U.S. Securities and Exchange Commission.
This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. This information is not an offer or a solicitation to buy or sell securities. The information contained may have been compiled from third party sources and is believed to be reliable.