Ibrahim Afyon

Ibrahim Afyon, RSSA® is a Registered Social Security Analyst® (Credential ID 9932) based in Schenectady, New York, serving clients throughout the Capital Region and New York State through TKT Insurance Agency.

Mete holds a degree in Economics from the University at Albany (SUNY). That training underpins how he approaches retirement questions: benefit accrual, the compounding effect of claiming timing, and the tax treatment that determines what a household actually keeps.

He built his practice around credentials first. Within a single year he completed the FINRA Securities Industry Essentials, the NASAA Series 63 and Series 65, and the National Futures Association Series 3 examinations, earned New York State Department of Financial Services licenses in both Life, Accident & Health and Property & Casualty insurance, achieved AHIP Medicare certification, became a certified NY State of Health Marketplace broker, and completed the Registered Social Security Analyst® program — an intentionally broad foundation for advising on decisions that are, for most households, irreversible.

For Social Security clients, that breadth translates into analysis rather than rules of thumb. Mete prepares an RSSA Roadmap® modeling a client’s specific filing options — spousal and survivor strategies, coordination with Medicare enrollment deadlines, and the tax consequences of each claiming age — so the decision gets made against real numbers. Social Security offers one chance to get it right, and the gap between an optimized and an unoptimized claim routinely runs into six figures over a retirement.

Because he also handles Medicare enrollment, individual and marketplace health plans, life insurance, home, auto, and commercial coverage, and tax preparation, clients can resolve interlocking, deadline-driven decisions in one place instead of across four offices.

Mete works with individuals, couples, and small business owners, and serves the Turkish-speaking community in the Capital Region.