Professional Profile
Martha Shedden is passionate and enthusiastic about educating all workers on their Social Security choices. Examining and choosing YOUR very best individual Social Security income election strategy is the first step to a secure retirement plan. If you are searching for detailed and unbiased Social Security and retirement information and analyses and feel that you just don’t know where to turn – please reach out to us for a consultation. Certified as a Chartered Retirement Planning Counselor (CRPC), through the College of Financial Planning, Martha is also a Registered Social Security Analyst (RSSA). She is president and co-founder of the National Association of Registered Social Security Analyst, Ltd. Martha loves getting to know her retiree clients and analyzing their particular Social Security situations so they have all the information needed to make a smart decision on when to claim their benefits. Trained and practicing as a professional engineer for over 30 years, she thoroughly enjoys the detailed, problem solving aspect of Social Security income planning, and especially the ability to help retirees create a secure retirement financial plan. We would love to talk with you and discuss how we can help with your transition into retirement!
Areas of Expertise
- Financial Professional
Real Stories from Real People
Most People Leave Money on the Table
96%
Don't Optimize
Very few people get all the Social Security they deserve.
$111,000
Is Lost
The average household is losing $111,000 in potential income.
1 Chance
To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
My experience with Martha was exceptional. From the moment I reached out, she responded promptly with a detailed, helpful explanation, demonstrating her commitment to transparency and professionalism. At no point did she apply any pressure or ask for personal information, nor did she attempt to sell anything. It’s clear Martha is in this field to genuinely assist others, not just to turn a profit. I’m truly grateful for her guidance and wholeheartedly recommend her services. Thank you, Martha!
Martha was great in helping me understand all my options and when to best take social security
“Martha is wonderful in the Social Security income planning. She is enjoyable to work with and very logical in her approach to financial planning. I was very pleased with the time I spend working with her.”
“Martha was referred to my spouse & I in anticipation of applying for SS benefits. She was oh so right on (!) with her advice. The SSA website had similar information, we learned after Martha helped us with options and strategies, but Martha presented the information in ways that were CLEAR and obvious so we could make choices for our future together. Thank you so much, Martha! We are in the flow of the best option for us at this time.”
“Martha Shedden applied her wide knowledge base of Social Security benefits in guiding us through the application process with our unique set of circumstances. I knew there would be glitches if my husband and I tried to apply without guidance. Martha talked us through the online application and we sorted the rough spots together. It was a great relief to have her calming presence and expertise in our corner wending our way through this process. She is incredibly smart and truly passionate about helping people through the Social Security process.”