Professional Details
According to a survey by the Nationwide Retirement Institute in 2024, only 4% of U.S. adults can correctly name all five factors influencing their Social Security benefit amount. As an RSSA®, I can help individuals and couples make informed decisions regarding the optimal time and strategy for claiming their Social Security benefits.
With many claiming options available, people can unknowingly leave money on the table and/or make an irrevocable choice. The personalized analysis I can provide will give you clarity and confidence in your Social Security claiming decisions.
On a personal note, my wife Judie and I have been married for over 30 years. We have loved living in beautiful Fountain Hills for over 35 years. We have two rescue cats, Chloe and Grayce, both of whom are polydactyl. Polydactyl cats have more than the usual number of toes on one or more of their paws.
If you have any questions on Social Security or would like an analysis of your unique situation as it pertains to your Social Security benefits, please contact me.
Areas of Expertise
- Medicare Advisor
Upcoming Events
Social Security: An In-Depth Review
Saturday, June 20, 2026 10:00 AM MT
Fountain Hills Community Center, 13001 N La Montana Dr, Fountain Hills, AZ 85268
Description: This presentation is for anyone age 18 or older who wants to understand the Social Security program. Topics to be discussed include Social Security’s history, where your contributions go, what benefits you and your family can receive from it, considerations for when to claim it and the funding issue. The presentation will include information for everyone: those who have not started their Social Security benefits yet, singles, married couples, widows/widowers and divorced persons.
Please call the Fountain Hills Community Center, 480 816 5200, to reserve a seat for this presentation. Thank you.
Real Stories from Real People
Most People Leave Money on the Table
96% Don't Optimize
Very few people get all the Social Security they’re entitled to.
$111,000 Average Lost
The average household is losing $111,000 in potential income.
1 Chance To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
