Optimize your benefits with advice.
The average household loses over $110,000 in potential income by making the wrong Social Security claiming decisions. I can help you get the money you earned and are entitled to.
-Richard Hirtle
Don’t lose out on hundreds of thousands of dollars in lifetime benefits by making the wrong decision.
You may be able to collect up to one-half of your spouse’s benefits.
You may qualify for Social Security Disability Insurance benefits.
You may decrease your payroll taxes and still receive maximum benefits.
You may qualify to receive Social Security benefits from your ex-spouse.
You may qualify to receive survivor benefits that are greater than your own.
If you are a lawful permanent resident, you may qualify for Social Security.
With hundreds (and sometimes thousands) of filing options, getting the most from Social Security can be a complex decision. As a Registered Social Security Analyst, I can help you answer common retirement questions like:
At the completion of your analysis, you will be provided with a comprehensive planning report outlining your benefit considerations in a way you can easily understand; with instructions for when and how to file, calculations, definitions, and much more.
Richard C. Hirtle – Retired from a lengthy career in various Senior Officer Roles. Most recently as the Assistant Chief Compliance Officer for John Hancock Financial (a subsidiary of Manulife Financial) overseeing internal regulatory compliance for all SEC registered investment and insurance products. Also, responsible for administering the Code of Ethics for personal trading of approximately 450 employees. Prior to John Hancock was Vice President Treasurer of OneBeacon Insurance Company; Chief Financial Officer and Treasurer for a subsidiary of Manulife Financial; and Controller of Keystone Provide Life Insurance Company. Responsibilities included fund administration of the Company’s investments, vendor management/accounts payable; payroll, corporate financial reporting, actuarial financial planning, and expense and tax management for each Company. Upon graduation from college Mr. Hirtle joined Coopers & Lybrand (now PricewaterhouseCoopers) where he earned his CPA. Mr. Hirtle has both a BS and Masters degree from Northeastern University and has the following designations, Chartered Life Underwriter, Chartered Financial Consultant, and Registered Social Security Analyst. Completed continuing education requirements for the 2024 IRS Federal Tax filing season.