Optimize your benefits with advice.

Get the Social Security Benefits You Deserve.

The average household loses over $110,000 in potential income by making the wrong Social Security claiming decisions. I can help you get the money you earned and are entitled to.
-Nelson Tso

Get Started Get Started

Get Your RSSA Social Security Roadmap

Your Situation is Unique

Don’t lose out on hundreds of thousands of dollars in lifetime benefits by making the wrong decision.

Married

You may be able to collect up to one-half of your spouse’s benefits.

Disabled

You may qualify for Social Security Disability Insurance benefits.

Self-employed

You may decrease your payroll taxes and still receive maximum benefits.

Divorced

You may qualify to receive Social Security benefits from your ex-spouse.

Widowed

You may qualify to receive survivor benefits that are greater than your own.

Immigrant

If you are a lawful permanent resident, you may qualify for Social Security.

Get the Most Out of Your Social Security Benefits

With hundreds (and sometimes thousands) of filing options, getting the most from Social Security can be a complex decision. As a Registered Social Security Analyst, I can help you answer common retirement questions like:

  • When is the best time to claim?
  • Can I get benefits from my ex?
  • What should I do if I'm self-employed?
  • Can my children get benefits?
  • What about dependents with disabilities
  • How will my pension impact my benefits?
  • And so much more...

At the completion of your analysis, you will be provided with a comprehensive planning report outlining your benefit considerations in a way you can easily understand; with instructions for when and how to file, calculations, definitions, and much more.

Couple walking on the beach

About Nelson Tso

I am so pleased that you come visit my website! Social Security is a complex program, and the retiring population needs support navigating the tricky claiming process and decision. With over 75 million baby boomers and approximately 10,000 of them becoming eligible for benefits each day, the Social Security Administration (SSA) employees are not allowed to give personalized advice beyond the basic benefits and amounts available to the worker at certain age. There are over 2700 rules, not including exceptions to those rules. Current retirees will lose an estimated average of $68,000 per household because they made a less than optimal decision of when to claim Social Security. Given the potential for increased benefits, only about 4% of retirees make the financially optimal Social Security claiming decision. The costs of those less-than-optimal decisions are high, especially for those at risk of not having enough income to cover their basic living expenses. Personal details that can complicate the claiming age decision include: • Life expectancy • Relationship status - single, married, divorced, widowed, remarried • Minor or adult disabled children • Collecting certain types of pensions • Continuing to work while collecting benefits • Disability, and more My mission is to educate seniors and retirees regarding Social Security, provide ways to maximize their retirement benefit, build a solid retirement plan.