Optimize your benefits with advice.
The average household loses over $110,000 in potential income by making the wrong Social Security claiming decisions. I can help you get the money you earned and are entitled to.
-Michelle Walters
Don’t lose out on hundreds of thousands of dollars in lifetime benefits by making the wrong decision.
You may be able to collect up to one-half of your spouse’s benefits.
You may qualify for Social Security Disability Insurance benefits.
You may decrease your payroll taxes and still receive maximum benefits.
You may qualify to receive Social Security benefits from your ex-spouse.
You may qualify to receive survivor benefits that are greater than your own.
If you are a lawful permanent resident, you may qualify for Social Security.
With hundreds (and sometimes thousands) of filing options, getting the most from Social Security can be a complex decision. As a Registered Social Security Analyst, I can help you answer common retirement questions like:
At the completion of your analysis, you will be provided with a comprehensive planning report outlining your benefit considerations in a way you can easily understand; with instructions for when and how to file, calculations, definitions, and much more.
Michelle was first licensed as a Life/Health agent in 1988 and worked in the Employee Benefits department of a local agency.
Michelle joined Health Insurance Shop (formerly Group Insurance Services) in May 2003, and worked with the group clients to provide employee benefit options.
In 2007, Michelle became Executive Vice President and continues in that same role today. Michelle also works directly with group, individual, and Medicare clients by sharing her years of experience and knowledge in the health insurance market.
Michelle is a jack of all trades, but master of none. She enjoys learning new things and researching for answers to things she cannot answer.
Michelle is married and between herself and her husband, they have four (4) adult children, and six (6) grandchildren.
Michelle is a 3rd Degree Black Belt in Taekwondo through the American Taekwondo Association (ATA), and regularly trains and competes. Earning both State and District titles, Michelle is working toward adding a World title to her list of accomplishments.
Michelle also enjoys spending time with her husband, Mark, and their house-full of animals. She is particularly fond of Beagles! In her spare time, she unwinds by working in the yard - mowing, planting, etc.