Optimize your benefits with advice.

Get the Social Security Benefits You Deserve.

The average household loses over $110,000 in potential income by making the wrong Social Security claiming decisions. I can help you get the money you earned and are entitled to.
-Laramey Johnson

Get Started Get Started

Get Your RSSA Social Security Roadmap

Your Situation is Unique

Don’t lose out on hundreds of thousands of dollars in lifetime benefits by making the wrong decision.

Married

You may be able to collect up to one-half of your spouse’s benefits.

Disabled

You may qualify for Social Security Disability Insurance benefits.

Self-employed

You may decrease your payroll taxes and still receive maximum benefits.

Divorced

You may qualify to receive Social Security benefits from your ex-spouse.

Widowed

You may qualify to receive survivor benefits that are greater than your own.

Immigrant

If you are a lawful permanent resident, you may qualify for Social Security.

Get the Most Out of Your Social Security Benefits

With hundreds (and sometimes thousands) of filing options, getting the most from Social Security can be a complex decision. As a Registered Social Security Analyst, I can help you answer common retirement questions like:

  • When is the best time to claim?
  • Can I get benefits from my ex?
  • What should I do if I'm self-employed?
  • Can my children get benefits?
  • What about dependents with disabilities
  • How will my pension impact my benefits?
  • And so much more...

At the completion of your analysis, you will be provided with a comprehensive planning report outlining your benefit considerations in a way you can easily understand; with instructions for when and how to file, calculations, definitions, and much more.

Couple walking on the beach

About Laramey Johnson

Laramey Johnson joined Sumner Insurance in September 2023. With his vast experience in investments, insurance, and annuities, Laramey adds a wealth of knowledge to the Sumner Insurance agent team. Holding a Health & Life Producer license, Laramey assists clients in navigating retirement planning, Medicare, Life, Long-Term Care and Health Insurance needs. Registered as a Financial Representative and Independent Investment Advisor (FINRA Series 7 & 66), Laramey’s passion is helping people navigate insurance and investments, moving them toward financial literacy, and freeing up resources for God’s work. As a former owner/operator of a Financial Advisory and Investment practice, he lives by the motto “If you always do what’s right, you won’t have to worry about finding business, it will find you.” Laramey holds designations as a Fraternal Insurance Counselor (FIC) and a Certified Kingdom Advisor (CKA) and the designation of Registered Social Security Analyst (RSSA).

​Laramey is actively involved in his church in Emma, MO and an ambassador for the Sedalia Chamber of Commerce. He enjoys non-fiction reading as well as hobby farming, gardening, and truck and tractor pulling. He loves nature, hiking and National Parks. His favorite trip thus far has been to the Pacific Northwest.