Optimize your benefits with advice.
The average household loses over $110,000 in potential income by making the wrong Social Security claiming decisions. I can help you get the money you earned and are entitled to.
-Katia Montanez
Don’t lose out on hundreds of thousands of dollars in lifetime benefits by making the wrong decision.
You may be able to collect up to one-half of your spouse’s benefits.
You may qualify for Social Security Disability Insurance benefits.
You may decrease your payroll taxes and still receive maximum benefits.
You may qualify to receive Social Security benefits from your ex-spouse.
You may qualify to receive survivor benefits that are greater than your own.
If you are a lawful permanent resident, you may qualify for Social Security.
With hundreds (and sometimes thousands) of filing options, getting the most from Social Security can be a complex decision. As a Registered Social Security Analyst, I can help you answer common retirement questions like:
At the completion of your analysis, you will be provided with a comprehensive planning report outlining your benefit considerations in a way you can easily understand; with instructions for when and how to file, calculations, definitions, and much more.
Since 2015, I have been working in the Medicare industry. Born and raised in Puerto Rico, I had the incredible fortune of meeting my husband while on vacation in Southern California. However, the transition from Puerto Rico to California came with its fair share of challenges, especially when it came to navigating the complex world of health insurance.
What initially seemed like a simple task turned out to be much more difficult than I anticipated. Making the wrong decision on my health plan resulted in a mountain of medical bills and thousands of dollars in debt. It was a tough lesson, but it motivated me to help others avoid the same mistakes, particularly in the Medicare maze.
As I began assisting my clients with Medicare, I quickly realized that the process of understanding and accessing Social Security benefits was equally confusing. Hours spent on the phone only led to conflicting answers and further frustration. Determined to find a solution, I made it my mission to become an expert in both Social Security and Medicare, as they go hand in hand.
When I'm not immersed in the world of insurance, I enjoy spending quality time with my husband and our 12-year-old son. We love going on bike rides and treating ourselves to a delicious lunch or dinner as a reward at the end.
I would be honored to assist you in navigating the complexities of Medicare and Social Security. Feel free to reach out to me with any questions or concerns you may have. Together, we can ensure that you make informed decisions and avoid unnecessary stress.