Katia M. Montanez
Simple Health & Life Insurance Agency
Katia Montanez
9340 Fuerte Dr Ste 210B
La Mesa, CA 91941, US
Affiliations
Professional Profile
Since 2015, I have been working in the Medicare industry. Born and raised in Puerto Rico, I had the incredible fortune of meeting my husband while on vacation in Southern California. However, the transition from Puerto Rico to California came with its fair share of challenges, especially when it came to navigating the complex world of health insurance.
What initially seemed like a simple task turned out to be much more difficult than I anticipated. Making the wrong decision on my health plan resulted in a mountain of medical bills and thousands of dollars in debt. It was a tough lesson, but it motivated me to help others avoid the same mistakes, particularly in the Medicare maze.
As I began assisting my clients with Medicare, I quickly realized that the process of understanding and accessing Social Security benefits was equally confusing. Hours spent on the phone only led to conflicting answers and further frustration. Determined to find a solution, I made it my mission to become an expert in both Social Security and Medicare, as they go hand in hand.
When I’m not immersed in the world of insurance, I enjoy spending quality time with my husband and our 12-year-old son. We love going on bike rides and treating ourselves to a delicious lunch or dinner as a reward at the end.
I would be honored to assist you in navigating the complexities of Medicare and Social Security. Feel free to reach out to me with any questions or concerns you may have. Together, we can ensure that you make informed decisions and avoid unnecessary stress.
Real Stories from Real People
Most People Leave Money on the Table
96%
Don't Optimize
Very few people get all the Social Security they deserve.
$111,000
Is Lost
The average household is losing $111,000 in potential income.
1 Chance
To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
