Optimize your benefits with advice.

Get the Social Security Benefits You Deserve.

The average household loses over $110,000 in potential income by making the wrong Social Security claiming decisions. I can help you get the money you earned and are entitled to.
-Kate Spilsbury

Get Started Get Started

Get Your RSSA Social Security Roadmap

Your Situation is Unique

Don’t lose out on hundreds of thousands of dollars in lifetime benefits by making the wrong decision.

Married

You may be able to collect up to one-half of your spouse’s benefits.

Disabled

You may qualify for Social Security Disability Insurance benefits.

Self-employed

You may decrease your payroll taxes and still receive maximum benefits.

Divorced

You may qualify to receive Social Security benefits from your ex-spouse.

Widowed

You may qualify to receive survivor benefits that are greater than your own.

Immigrant

If you are a lawful permanent resident, you may qualify for Social Security.

Get the Most Out of Your Social Security Benefits

With hundreds (and sometimes thousands) of filing options, getting the most from Social Security can be a complex decision. As a Registered Social Security Analyst, I can help you answer common retirement questions like:

  • When is the best time to claim?
  • Can I get benefits from my ex?
  • What should I do if I'm self-employed?
  • Can my children get benefits?
  • What about dependents with disabilities
  • How will my pension impact my benefits?
  • And so much more...

At the completion of your analysis, you will be provided with a comprehensive planning report outlining your benefit considerations in a way you can easily understand; with instructions for when and how to file, calculations, definitions, and much more.

Couple walking on the beach

About Kate Spilsbury

Kate Spilsbury, RSSA®, has been a trusted guide in health insurance and retirement planning since she was licensed in 2007, starting her journey in helping others in 2010. She specializes in Medicare, ACA Marketplace, and especially in understanding Social Security benefits, making complicated topics simple for everyone. Kate has led seminars on key subjects like Medicare, getting ready for retirement, managing debt, safeguarding businesses, funding senior living, and planning estates.

Kate's role as an RSSA (Registered Social Security Analyst®) means she's trained in the rules of Social Security and knows the best times and ways for people to claim their benefits. She completed a detailed course and passed an exam to get this special title. Kate helps people figure out when to start their Social Security benefits, blending this choice with their broader retirement plans. This approach ensures peace of mind and could mean getting thousands more in benefits over a lifetime.

If you're looking at retirement soon and have questions, Kate Spilsbury is ready to help. She offers personalized advice that considers your whole financial picture, aiming to maximize your benefits and secure your future.