Optimize your benefits with advice.
The average household loses over $110,000 in potential income by making the wrong Social Security claiming decisions. I can help you get the money you earned and are entitled to.
-Jim Hostler
Don’t lose out on hundreds of thousands of dollars in lifetime benefits by making the wrong decision.
You may be able to collect up to one-half of your spouse’s benefits.
You may qualify for Social Security Disability Insurance benefits.
You may decrease your payroll taxes and still receive maximum benefits.
You may qualify to receive Social Security benefits from your ex-spouse.
You may qualify to receive survivor benefits that are greater than your own.
If you are a lawful permanent resident, you may qualify for Social Security.
With hundreds (and sometimes thousands) of filing options, getting the most from Social Security can be a complex decision. As a Registered Social Security Analyst, I can help you answer common retirement questions like:
At the completion of your analysis, you will be provided with a comprehensive planning report outlining your benefit considerations in a way you can easily understand; with instructions for when and how to file, calculations, definitions, and much more.
With a wealth of expertise spanning over three decades, I am a seasoned professional in the realms of Social Security and mortgage banking. As a Registered Social Security Analyst (RSSA®), my clients work with me to optimize their Social Security benefits, ensuring they navigate the complexities of the system with confidence and financial savvy. At the core of my professional philosophy is a commitment to a client-centered approach. I understand that every individual's financial journey is unique, and I take time to listen to your concerns and what you care about most.
Social Security Expertise:
In my role as a Registered Social Security Analyst, I bring a deep understanding of the intricate nuances of the Social Security landscape. I specialize in guiding people through the maze of over 2,000 regulations and rules of the Social Security Administration to help you make the best decisions that align with your unique financial goals. Based on your unique situation, historical earnings record, and utilizing sophisticated software, all possible claiming strategies are analyzed for you. You are provided with a comprehensive analysis showcasing your claiming options including your most optimal strategy. Whether you are single, married, divorced, widowed, or self-employed, I can help you receive every dollar you are entitled to from the government.
Opti-Secure:
Opti-Secure is an employee benefit program offering employees unparalleled access to free expert advice on their Social Security questions and concerns. They also received discounts on their (and their spouse's) comprehensive Social Security analysis. The analysis also includes a consultation with me to review their analysis and answer all of their questions and concerns.
Mortgage Banking Experienc:
Prior to my focus on Social Security, I spent over 30 years as a mortgage banker. A significant portion of my career was dedicated to assisting seniors with reverse mortgages, a specialized area that demands a nuanced understanding of the unique needs of older adults.
Embark on your financial journey with confidence—let my decades of expertise guide you toward a future of financial well-being.