Professional Profile
With a wealth of expertise spanning over three decades, I am a seasoned professional in the realms of Social Security and mortgage banking. As a Registered Social Security Analyst (RSSA®), my clients work with me to optimize their Social Security benefits, ensuring they navigate the complexities of the system with confidence and financial savvy. At the core of my professional philosophy is a commitment to a client-centered approach. I understand that every individual’s financial journey is unique, and I take time to listen to your concerns and what you care about most.
Social Security Expertise:
In my role as a Registered Social Security Analyst, I bring a deep understanding of the intricate nuances of the Social Security landscape. I specialize in guiding people through the maze of over 2,000 regulations and rules of the Social Security Administration to help you make the best decisions that align with your unique financial goals. Based on your unique situation, historical earnings record, and utilizing sophisticated software, all possible claiming strategies are analyzed for you. You are provided with a comprehensive analysis showcasing your claiming options including your most optimal strategy. Whether you are single, married, divorced, widowed, or self-employed, I can help you receive every dollar you are entitled to from the government.
Opti-Secure:
Opti-Secure is an employee benefit program offering employees unparalleled access to free expert advice on their Social Security questions and concerns. They also received discounts on their (and their spouse’s) comprehensive Social Security analysis. The analysis also includes a consultation with me to review their analysis and answer all of their questions and concerns.
Mortgage Banking Experienc:
Prior to my focus on Social Security, I spent over 30 years as a mortgage banker. A significant portion of my career was dedicated to assisting seniors with reverse mortgages, a specialized area that demands a nuanced understanding of the unique needs of older adults.
Embark on your financial journey with confidence—let my decades of expertise guide you toward a future of financial well-being.
Real Stories from Real People
Most People Leave Money on the Table
96%
Don't Optimize
Very few people get all the Social Security they deserve.
$111,000
Is Lost
The average household is losing $111,000 in potential income.
1 Chance
To Claim
Social Security gives you one chance to get it right – forever.
Maximize Your Benefits
Discover important information for your situation.
Married
If you are married, you may be able to collect up to one-half of your spouse’s Social Security benefit. This won’t affect your spouse’s checks. Ask an RSSA® for details.
Divorced
If you are divorced and 62 or older, you may qualify to receive Social Security benefits from your ex-spouse — in addition to your own Social Security payments. Ask an RSSA® for details.
Widowed
If your spouse has passed away, you may be eligible for a survivor benefit. The extra money may be essential for you. Ask an RSSA® for details.
Single
If you are single, and solely responsible for your retirement, making the optimal Social Security claiming decision is particularly important. Ask an RSSA® about your options.
Self-Employed
As a self-employed person, you may be able to decrease your payroll taxes — yet still receive the maximum income from Social Security. Ask an RSSA® for details.
Disability
Social Security can provide valuable disability benefits if you qualify, but these benefits — and how you qualify for them — are often misunderstood. Ask an RSSA® for details.
Immigrant
If you are a lawful permanent resident, but not yet a citizen, you may still qualify for Social Security benefits. Ask an RSSA® for details.
Jim was great to work with. The information and reports that he shared were extremely helpful and he was very knowledgeable in talking about our options and how to make decisions in line with our financial goals. I was hoping to come out of the work with Jim with a better understanding of social security and our options and I certainly did. My wife is a school teacher who will be receiving a pension but she’s a career switcher so she has all of her quarters in to qualify for social security. Jim was knowledgeable about how her social security benefits will be impacted when she first chooses to collect but also what will happen if I were to predecease her. It was very helpful and calming for us to meet with Jim and come away with this new knowledge, we feel like we are in a much better place and would highly recommend Jim and this service that he is offering.
Jim was very welcoming and transparent. Jim was very interested in helping me find answers to my questions. I enjoyed my interaction with Jim and would recommend him to anyone needing social security answers.