Jim Hostler


Jim Hostler


Average Rating: 5 stars (based on 2 ratings)

Professional Profile

With a wealth of expertise spanning over three decades, I am a seasoned professional in the realms of Social Security and mortgage banking. As a Registered Social Security Analyst (RSSA®), my clients work with me to optimize their Social Security benefits, ensuring they navigate the complexities of the system with confidence and financial savvy. At the core of my professional philosophy is a commitment to a client-centered approach. I understand that every individual’s financial journey is unique, and I take time to listen to your concerns and what you care about most.   

Social Security Expertise:

In my role as a Registered Social Security Analyst, I bring a deep understanding of the intricate nuances of the Social Security landscape. I specialize in guiding people through the maze of over 2,000 regulations and rules of the Social Security Administration to help you make the best decisions that align with your unique financial goals. Based on your unique situation, historical earnings record, and utilizing sophisticated software, all possible claiming strategies are analyzed for you. You are provided with a comprehensive analysis showcasing your claiming options including your most optimal strategy. Whether you are single, married, divorced, widowed, or self-employed, I can help you receive every dollar you are entitled to from the government.


Opti-Secure is an employee benefit program offering employees unparalleled access to free expert advice on their Social Security questions and concerns. They also received discounts on their (and their spouse’s) comprehensive Social Security analysis. The analysis also includes a consultation with me to review their analysis and answer all of their questions and concerns. 

Mortgage Banking Experienc:

Prior to my focus on Social Security, I spent over 30 years as a mortgage banker. A significant portion of my career was dedicated to assisting seniors with reverse mortgages, a specialized area that demands a nuanced understanding of the unique needs of older adults.

Embark on your financial journey with confidence—let my decades of expertise guide you toward a future of financial well-being. 

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    Jim was great to work with. The information and reports that he shared were extremely helpful and he was very knowledgeable in talking about our options and how to make decisions in line with our financial goals. I was hoping to come out of the work with Jim with a better understanding of social security and our options and I certainly did. My wife is a school teacher who will be receiving a pension but she’s a career switcher so she has all of her quarters in to qualify for social security. Jim was knowledgeable about how her social security benefits will be impacted when she first chooses to collect but also what will happen if I were to predecease her. It was very helpful and calming for us to meet with Jim and come away with this new knowledge, we feel like we are in a much better place and would highly recommend Jim and this service that he is offering.

    Tim Haley

    Jim was very welcoming and transparent. Jim was very interested in helping me find answers to my questions. I enjoyed my interaction with Jim and would recommend him to anyone needing social security answers.

    Diane O
    Disclaimer: As a Social Security Analyst, I would like to make it explicitly clear that I am not a certified financial planner, CPA (Certified Public Accountant), accountant, or attorney. The services I offer in my capacity as a Social Security Analyst are centered around interpreting and applying the rules and guidelines set forth by the Social Security Administration. Despite my diligent efforts to provide accurate and up-to-date information, it is crucial to acknowledge that the final outcomes related to Social Security matters are ultimately determined by the Social Security Administration. My role is to assist and guide you based on the information available, but I do not have the authority to make final decisions or determinations on your behalf. For comprehensive and well-rounded advice that considers all aspects of your financial situation, it is strongly recommended to collaborate with a team of seasoned professionals, including but not limited to financial planners, CPAs, accountants, and attorneys. These professionals can provide expertise in their respective fields, ensuring that your overall financial strategy aligns with your specific goals and circumstances. Please be aware that the information provided during consultations is not a substitute for professional advice from qualified professionals in areas beyond Social Security analysis. It is essential to consult with the appropriate experts to make informed decisions tailored to your unique financial situation. By engaging with my services as a RSSA®, you acknowledge and understand the limitations of my expertise and the importance of seeking advice from qualified professionals for a comprehensive approach to your financial well-being.