Optimize your benefits with advice.

Get the Social Security Benefits You Deserve.

The average household loses over $110,000 in potential income by making the wrong Social Security claiming decisions. I can help you get the money you earned and are entitled to.
-Cecilia Cosca

Get Started Get Started

Get Your RSSA Social Security Roadmap

Your Situation is Unique

Don’t lose out on hundreds of thousands of dollars in lifetime benefits by making the wrong decision.

Married

You may be able to collect up to one-half of your spouse’s benefits.

Disabled

You may qualify for Social Security Disability Insurance benefits.

Self-employed

You may decrease your payroll taxes and still receive maximum benefits.

Divorced

You may qualify to receive Social Security benefits from your ex-spouse.

Widowed

You may qualify to receive survivor benefits that are greater than your own.

Immigrant

If you are a lawful permanent resident, you may qualify for Social Security.

Get Started Get Started

Get the Most Out of Your Social Security Benefits

With hundreds (and sometimes thousands) of filing options, getting the most from Social Security can be a complex decision. As a Registered Social Security Analyst, I can help you answer common retirement questions like:

  • When is the best time to claim?
  • Can I get benefits from my ex?
  • What should I do if I'm self-employed?
  • Can my children get benefits?
  • What about dependents with disabilities
  • How will my pension impact my benefits?
  • And so much more...

At the completion of your analysis, you will be provided with a comprehensive planning report outlining your benefit considerations in a way you can easily understand; with instructions for when and how to file, calculations, definitions, and much more.

Couple walking on the beach

About Cecilia Cosca

Graduated with a Bachelor's Degree Major in Accounting at St. Scholastica's College in Manila Philippines. Obtained CPA license and migrated to the U.S.A. in 1983. Worked in Los Angeles, CA and Long Island, NY and held various positions in accounting in private industries. Got married in New York and moved to Texas to join my side of the family. I have been blessed with a son and a daughter who are now independent adults thriving in their own professional careers. I have been residing in Texas for over 30 years and have spent about 24 years working in public accounting. Currently, I am the Controller of a Construction Company but have also joined World Financial Group or World System Builder to be a Financial Professional sharing financial literacy to families and businesses. Being a WFG Financial Professional, I was able to join and be certified as a Registered Social Security Analyst.