Optimize your benefits with advice.

Get the Social Security Benefits You Deserve.

The average household loses over $110,000 in potential income by making the wrong Social Security claiming decisions. I can help you get the money you earned and are entitled to.
-Brian Barto

Get Started Get Started

Get Your RSSA Social Security Roadmap

Your Situation is Unique

Don’t lose out on hundreds of thousands of dollars in lifetime benefits by making the wrong decision.

Married

You may be able to collect up to one-half of your spouse’s benefits.

Disabled

You may qualify for Social Security Disability Insurance benefits.

Self-employed

You may decrease your payroll taxes and still receive maximum benefits.

Divorced

You may qualify to receive Social Security benefits from your ex-spouse.

Widowed

You may qualify to receive survivor benefits that are greater than your own.

Immigrant

If you are a lawful permanent resident, you may qualify for Social Security.

Get the Most Out of Your Social Security Benefits

With hundreds (and sometimes thousands) of filing options, getting the most from Social Security can be a complex decision. As a Registered Social Security Analyst, I can help you answer common retirement questions like:

  • When is the best time to claim?
  • Can I get benefits from my ex?
  • What should I do if I'm self-employed?
  • Can my children get benefits?
  • What about dependents with disabilities
  • How will my pension impact my benefits?
  • And so much more...

At the completion of your analysis, you will be provided with a comprehensive planning report outlining your benefit considerations in a way you can easily understand; with instructions for when and how to file, calculations, definitions, and much more.

Couple walking on the beach

About Brian Barto

Brian Barto, EA, RSSA, Licensed Insurance Agent, MLO

Brian Barto is the founder and owner of our specialty insurance agency that focuses on medicare insurance.  He has been working as a medicare specialist since 2016.  He is diligent about meeting with each of his clients at least once a year to review their coverages.  In 2023, Brian completed his certification and received the designation as a Registered Social Security Analyst (RSSA).  Brian is passionate about continually learning more about the Medicare and Social Security. His superpower is his ability to quickly analyze a client's situation and identify the best coverage from the vast array of insurance carrier options he has available to choose from.  He is always looking for new ways to help his clients save money on health care while providing great coverage at the same time.​  As an RSSA, Brian helps his clients navigate the complicated Social Security system and maximize their benefits.

Brian is owner of several other local businesses.

  • Franchise owner of 4 Liberty Tax locations: Winchester, VA, Strasburg, VA, Martinsburg, WV, and Charles Town, WV. When you meet with Brian, you will likely be meeting at one of his Liberty Tax offices.  He received is certification as an Enrolled Agent, EA, in 2017 and works with individual and small business tax clients.
  • Founder and owner of On the Money Books, LLC, a bookkeeping business that helps small businesses in our area. 
  • Mortgage Loan Officer (MLO) with Rocket Pro Mortgage licensed in WV