Optimize your benefits with advice.
The average household loses over $110,000 in potential income by making the wrong Social Security claiming decisions. I can help you get the money you earned and are entitled to.
-Benjamin Francis
Don’t lose out on hundreds of thousands of dollars in lifetime benefits by making the wrong decision.
You may be able to collect up to one-half of your spouse’s benefits.
You may qualify for Social Security Disability Insurance benefits.
You may decrease your payroll taxes and still receive maximum benefits.
You may qualify to receive Social Security benefits from your ex-spouse.
You may qualify to receive survivor benefits that are greater than your own.
If you are a lawful permanent resident, you may qualify for Social Security.
With hundreds (and sometimes thousands) of filing options, getting the most from Social Security can be a complex decision. As a Registered Social Security Analyst, I can help you answer common retirement questions like:
At the completion of your analysis, you will be provided with a comprehensive planning report outlining your benefit considerations in a way you can easily understand; with instructions for when and how to file, calculations, definitions, and much more.
Ben works with his team to address the specific challenges that arise leading up to, during, and after the transition from accumulation into the decumulation phase of life. Social Security, distribution planning, income generation, investment strategies, and risk management are some of the areas he reviews with clients on an ongoing basis.
Ben brings a great deal of experience with a Master of Science in Financial Services from The American College and a Bachelor of Science in Accounting & Finance from UT-Chattanooga. Ben holds the following designations in the financial industry: CERTIFIED FINANCIAL PLANNER™ professional certification, CLU® (Chartered Life Underwriter), ChFC® (Chartered Financial Consultant) , WMCP® (Wealth Management Certified Professional), RICP® (Retirement Income Certified Professional), and RSSA (Registered Social Security Analysist), & the Series 7, 6, and 63 licenses.
Ben enjoys traveling the world in his spare time having to been to over 40 countries and every continent, including Antarctica.