Optimize your benefits with advice.

Get the Social Security Benefits You Deserve.

The average household loses over $110,000 in potential income by making the wrong Social Security claiming decisions. I can help you get the money you earned and are entitled to.
-America Foster

Get Started Get Started

Get Your RSSA Social Security Roadmap

Your Situation is Unique

Don’t lose out on hundreds of thousands of dollars in lifetime benefits by making the wrong decision.


You may be able to collect up to one-half of your spouse’s benefits.


You may qualify for Social Security Disability Insurance benefits.


You may decrease your payroll taxes and still receive maximum benefits.


You may qualify to receive Social Security benefits from your ex-spouse.


You may qualify to receive survivor benefits that are greater than your own.


If you are a lawful permanent resident, you may qualify for Social Security.

Get the Most Out of Your Social Security Benefits

With hundreds (and sometimes thousands) of filing options, getting the most from Social Security can be a complex decision. As a Registered Social Security Analyst, I can help you answer common retirement questions like:

  • When is the best time to claim?
  • Can I get benefits from my ex?
  • What should I do if I'm self-employed?
  • Can my children get benefits?
  • What about dependents with disabilities
  • How will my pension impact my benefits?
  • And so much more...

At the completion of your analysis, you will be provided with a comprehensive planning report outlining your benefit considerations in a way you can easily understand; with instructions for when and how to file, calculations, definitions, and much more.

Couple walking on the beach

About America Foster

My name is Dr. America Foster and I am a Financial Educator, a Registered Social Security Analyst as well as Family Physician in RI. At first that may seem like a strange combination of professions, but for me the 3 professions go hand in hand as they both address the two top issues people are most worried about namely their finances and their health. Schools have done a good job teaching students about their health but a poor job on teaching students about how to manage their future earnings and worse about how to start saving for retirement. Approximately half of Americans will most likely be unable to sustain their standard of living in retirement? For a large percentage of Americans, their social security income is their largest retirement asset. When and how retirees make their claiming decisions can make a difference of hundreds of thousands in retirement income over their lifetime. My goal is to help optimize this income for families who have come to rely heavily on social security as their main retirement funding source. Your financial future is not in the hands of your employer, your bank, your union or your government. Your financial future is in your hands. My hope is that through education I can help you understand what works best for you and your family.