Optimize your benefits with advice.

Get the Social Security Benefits You Deserve.

The average household loses over $110,000 in potential income by making the wrong Social Security claiming decisions. I can help you get the money you earned and are entitled to.
-Kitchie McBride

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Get Your RSSA Social Security Roadmap

Your Situation is Unique

Don’t lose out on hundreds of thousands of dollars in lifetime benefits by making the wrong decision.

Married

You may be able to collect up to one-half of your spouse’s benefits.

Disabled

You may qualify for Social Security Disability Insurance benefits.

Self-employed

You may decrease your payroll taxes and still receive maximum benefits.

Divorced

You may qualify to receive Social Security benefits from your ex-spouse.

Widowed

You may qualify to receive survivor benefits that are greater than your own.

Immigrant

If you are a lawful permanent resident, you may qualify for Social Security.

Get the Most Out of Your Social Security Benefits

With hundreds (and sometimes thousands) of filing options, getting the most from Social Security can be a complex decision. As a Registered Social Security Analyst, I can help you answer common retirement questions like:

  • When is the best time to claim?
  • Can I get benefits from my ex?
  • What should I do if I'm self-employed?
  • Can my children get benefits?
  • What about dependents with disabilities
  • How will my pension impact my benefits?
  • And so much more...

At the completion of your analysis, you will be provided with a comprehensive planning report outlining your benefit considerations in a way you can easily understand; with instructions for when and how to file, calculations, definitions, and much more.

Couple walking on the beach

About Kitchie McBride

Kitchie is the owner and principal broker of Kitchie McBride MHA LLC dba KM Health Insurance Services. She mainly operates virtually, via zoom, or by phone. She is an independent and licensed Health Insurance Broker who focuses on all types of health insurance, including but not limited to: 

 

  • Individual & Family Health Plans
  • Group Health Plans
  • Medicare Advantage, Medicare Supplement Plans

 

Kitchie is an International Medical Graduate (IMG)—this means that she obtained a Medical Doctor degree in her native country, the Philippines, before moving to the US. Then, in the US, she pursued her Master's in Health Administration, focusing on Informatics. 

She has over thirty years of experience in healthcare. She started on the clinical side. Eventually, she moved to health finance and health informatics/information technology, where she spent most of her time before starting her health insurance agency. 

For many years, Kitchie used software systems to conduct her analyses in business development, healthcare marketing, hospital and physician services pricing, and many more.  

With a thorough understanding of the US Healthcare System, Kitchie is dedicated to helping her clients by educating them on how to use their health plans to stay healthy and lower their healthcare costs. 

However, because Medicare benefits are tied to Social Security, Kitchie believes that understanding Social Security and its rules and regulations will benefit her clients and the community. 

Why work with Kitchie? She has been an analyst for many years, so she is a problem solver. In other words, she does the heavy lifting of "thinking and analyzing" to simplify something complicated. The aim is to help you understand your situation as you integrate your information with Social Security rules and regulations.